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“Never follow” herd mentality Everyone wants a bright career. Knowing the right step should be priority. -by Anuj Jindal

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An early and well-defined step articulates your journey to a bright and successful career. Most students experience confusion while approaching the last stages of their graduation. They aspire to make a bright career but are often not aware of the right pathways to do so. Due to the lack of awareness about the promising options available through the various Government competitive exams, they randomly pick from the most common
courses and start their preparations. A road that ultimately leads to nowhere in particular. Everyone wants a bright career ahead. Therefore, knowing the right steps should be the first thing on your mind. Avoid adhering to a herd mentality, identify the unique strengths that lie within you, and incorporate them in your areas of interest. Below are some Government job entrance exams that people generally make the mistake of overlooking. Although lesser-known, these exams are extremely effective in their own right and have a better success rate than the ones that most students and professionals flock to, because of lesser competition.

National Bank tor Agriculture and Rural Development Examination (NABARD): The NABARD Grade A post holds a very prestigious rank in the country and there are various advantages to being a Grade A officer with this bank. The bank’s Grade B exam is pretty similar to the Grade A exam, the only difference being that there’s an extra paper that aspirants have to take in the second phase of the Grade B exam. The extra paper is an analytical
paper on Development Economics, Statistics, Finance, and Management. The bank generally announces a total of 150 vacancies annually, for the post of Grade A officers.

Age: You must be between the ages of 21 and 30 years as of January 1, 2021.
Qualification: The result of the final term/semester/year exam of the required educational qualification must have been declared on or before January 1 of the year one wants to take the exam.

Salary: 66,864 per month

Reserve Bank of India Examination (RBI): The bank's Grade Bis one of the most significant banking exams conducted across the country Saying that the post of an RBI Grade B officer is prestigious is an understatement. The RBI annually conducts the Grade B officer exams to choose the most suitable candidates for the posts. The exam is divided into three phases. The first two are written exams, whereas the third is a personal interview round. The Grade B Officers are mandated with the task of keeping the nation’s economy stable by creating policies and regulations for banks, as well as maintaining money supply.

Age: You must be above the age of 21 years but must not have touched the 30th year of your life.
Qualification: If you have an MPhil or a PhD the upper age limits are 32 and 34 years respectively. If you are SC/ST, there is relaxation of upper age limit up to five years. You should have 60% marks in graduation or 55% in PG (50% for SC/ST/PwBD applicants).

Salary:77,208 per month.

posted May 28 by Rohit Kumar

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The factors that are used while determining the NABARD Grade A and the NABARD Grade B cut offs are many, some of which are the number of vacancies available, the total marks of the exam, the difficulty level of the exam papers, the number of people competing in the NABARD Grade A and the NABARD Grade B exams respectively, etc.

How to Determine the NABARD Grade A Cut Offs  

The cut offs of the NABARD Grade A exams are determined by listing the scores secured by the last candidate out of the total number of qualified candidates for a particular stage of the exam. 

For instance, the cut off for the NABARD Grade A prelims is basically the marks secured by the last person out of the total number of Prelims qualifiers, to make it through to the next stage of Phase 2. 

Anyway, to talk more about the NABARD Grade A prelims cut offs, it is decided out a total of 100 marks by considering only the merit-based subjects of the Prelims round which have their own sectional cut offs.  

The merit subjects of the Prelims paper are General Awareness [of 20 marks], Eco & Soc. Issues (with focus on Rural India) [of 40 marks], Agriculture & Rural Development with Emphasis on Rural India [of 40 marks]. 

As for the NABARD Grade A Mains paper, the cut off is out of a total of 200 marks, with sectional cut offs for the subjects of the Mains papers. The subjects being General English [of 100 marks], and Economic and Social Issues [Of 100 marks (50 marks of Objective, and 50 marks of Descriptive Type)]. 

Talking about the final NABARD Grade A cut offs, they are decided by taking the combined marks of the Mains and the interview round secured by the last candidate to qualify both rounds. 

You can check here to know the Complete details about NABARD Grade A Cut Offs

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Books are extremely important when it comes to NABARD Grade A exams, but not just books, but the right books are what you need to make it in the exam. Also, the utility of books is doubled if they contain questions from previous year question papers, and mocks.

However, only the mock test books and previous years’ paper compilations won’t be enough. You’d need several other books pertaining to the various subjects of the NABARD Grade A syllabus to prepare for the exam properly. To know more about the names of the NABARD Grade A books you can read about them in my blog on the same topic.

Best Books for NABARD Grade A – General Awareness

  • Spotlight
  • Financial Express or Livemint
  • Monthly Magazines like Banking Services Chronicles


NABARD Grade A Preparation Books – Computer Knowledge

  • Computer Awareness – Arihant Publication
  • Objective Computer Knowledge and Literacy – Kiran Publication

Best NABARD Grade A Books – Economic and Social Issues (ESI)

  • Indian Economy NCERT 11th
  • Macroeconomics NCERT 12th
  • Ramesh Singh- Indian economy
  • Indian Economy- Uma Kapila (Performance and policies)
  • Social problems in India- Ram Ahuja
  • Indian Polity- Laxmikanth
  • Economic survey for the year
  • Union Budget
  • Pratiyogita Darpan Indian Economy yearly version discharged after Union Budget
  • NITI Aayog recent reports – selective

The NABARD Grade A Preparation Books I have mentioned above for ESI comprise of sources for both Phase 1 as well as Phase 2.

Best NABARD Grade A Books 2020 – Agriculture and Rural Development (ARD)

  • Objective Agriculture – S.R. Kantwa – New Vishal Publications
  • For Agricultural Field Officer IBPS-SO Book – Read more
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UPSC Exam Pattern

To ace the UPSC exams also, knowing the UPSC exam pattern is of utmost importance.
Everything that you’ll ever learn and prepare for during your IAS preparations 
will have to ultimately be calibrated to the IAS exam pattern.That’s how important
the topic of the UPSC exam pattern is. 

So, to get to the real thing the UPSC Exam is comprised of 3 stages. The first 

stage is the Prelims round, which is essentially an elimination round designed to
filter out a majority of unsuitable candidates.  

Then comes the second phase or the Mains round, which is basically the core of the
UPSC exams and the most important step of selection.  

Lastly, comes the third stage, or the Personal interview round which is designed 
to test your personality and your acumen as a bureaucrat. We’ll go through each stage in detail. 

IAS Exam Pattern for UPSC Prelims
The Prelims stage IAS exam pattern basically consists of 2 papers, both conducted
on the same day. The question type in both papers is objective with one right 
answer out of several multiple choices.

The prelims paper, as I have mentioned before is essentially a qualifying stage 
designed to filter out the unsuitable candidates from the exam process.  

The remaining candidates get to appear for the Mains exam. Also, important to
note down is that the marks secured in the prelims paper will not be counted when 
the final merit list of successful candidates is prepared. 

The IAS exam pattern for prelims in a tabular manner is given below:

Assuming that the table given above is able to sufficiently inform you about 
the total marks and time duration of the 2 papers of the Prelims exams, there are
some important points that I’d like to add: 

1. Paper 1 or the GS paper contains 100 questions with negative marking. Every right
answer will fetch you 2 marks and every wrong one will cost you 1/3rd of that or 
.66 marks. Questions that you choose to leave unanswered will not fetch you or 
cost you any mark.  

2. Paper 2 or the CSAT paper contains 80 questions, most of them with negative 
marking.  Every right answer will fetch you 2.5 marks, and wrongly answering a 
question with negative marking will cost you 1/3rd of that or .83 marks. Certain 
questions designed to test your decision-making skills will not cost you any marks
if answered wrongly. Also, questions left unanswered will not fetch or cost you 
any marks.             

Get More Information About UPSC Eligibility Criteria.